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Daily interviews with people involved in local charities, arts organizations, government, medical groups, educational institutions, and more. Airs weekdays at 7:44 a.m. and 3:44 p.m. hosted by Mike Hogan.

Julie Kalkowski on Helping Single Moms Manage Money, Which Improves Their Health, Careers, & Lives


Studies have shown that Stress is the number 1 cause of health problems in America, and money is the number 1 cause of stress. Learning how to manage your monthly cash flow considerably reduces financial stress and gives single mothers a sense of control over their lives.

So in 2009, Julie Kalkowski founded the Financial Hope Collaborative in the Heider College of Business. Its Financial Success Program, a year-long coaching and money management program, has an 86% retention rate —one of the highest retention rates in the country for a financial education program.

As the Executive Director of this organization, Julie chatted with Mike Hogan on “Live & Local” about how the more people know about how to responsibly manage a budget, the greater improvement they show in various health outcomes such as blood pressure, cholesterol, weight, perceived quality of life, etc.

More information about this organization can be found at

By joining the staff at KIOS as the local "Morning Edition" Host in November of 2017, Mike Hogan’s radio career has come full circle. His first radio job was with St. Louis, Missouri NPR affiliate 88.1 FM KDHX.